Accept NFC Wallet stored value payments

Upgrade vending machines, kiosks and EV charging points to accept low cost, frictionless pre-paid stored value payments.

Accept NFC Wallet stored value payments

Upgrade vending machines, kiosks and EV charging points to accept low cost, frictionless pre-paid stored value payments.

Why is NFC Wallet great for stored value payments?

Frictionless payment

NFC Wallet stored value payments work just like Apple Pay or Google Pay, but without the need to directly involve a card scheme or bank, which is ideal for in-venue, games machine, coffee card or EV charging payments.

Save money

Stored value payments using closed-loop (non-EMV) payment processing can be handled with much lower cost than credit or debit cards, as the account is topped up less frequently than spend, reducing load fees.

Greater flexibility

Stored value payments do not rely on complex and expensive EMV payment terminals that support all credit, debit, Chip-and-PIN and contactless payment cards, as the pre-paid account can be topped up online.

VTAP for success

40+

countries

54k+

tap points

20m+

consumers

Where can NFC Wallet readers be used for payments?

VTAP can be used in places where traditional EMV payments are too expensive or where payment is linked to a membership account.

Family entertainment venues

Family entertainment venues and other locations that feature many low value games and entertainment machines, are ideal for an NFC Wallet-based closed-loop payments service for quicker and more flexible payments at a lower cost.

Hospitality

Coffee club and similar stored value payments accounts typically use low security magnetic stripe or RFID cards, as well as QR codes for on-account payments. NFC Wallet payment is the perfect frictionless, more secure and reduced fraud alternative.

EV charging & vending

EV charging operators reduce costs with Apple and Google stored value wallet passes. Digital stored value cards are the lowest cost option for EV charging when open-loop card payments are not required or as part of a loyalty discount scheme.

Family entertainment venues

Family entertainment venues and other locations that feature many low value games and entertainment machines, are ideal for an NFC Wallet-based closed-loop payments service for quicker and more flexible payments at a lower cost.

Hospitality

Coffee club and similar stored value payments accounts typically use low security magnetic stripe or RFID cards, as well as QR codes for on-account payments. NFC Wallet payment is the perfect frictionless, more secure and reduced fraud alternative.

EV charging & vending

EV charging operators reduce costs with Apple and Google stored value wallet passes. Digital stored value cards are the lowest cost option for EV charging when open-loop card payments are not required or as part of a loyalty discount scheme.

Why is VTAP technology perfect for closed-loop payments?

VTAP eases legacy migration, implements strong wallet security and supports NFC mode flexibility.

Easy migration to NFC

VTAP readers simplify migration to the ‘just tap’ NFC experience for stored value payments. A universal range of connectivity options ensures NFC Wallet readers can be quickly and easily integrated into any attended or unattended environment.

Strong security

NFC-enabled digital membership passes are protected by the strong security of Apple Wallet and Google Wallet and are securely read by certified VTAP readers. VTAP reader keys and application data can be securely managed locally and remotely via VTAP Cloud.

Flexible NFC

VTAP readers can be switched to ‘NFC tag emulation’ mode to trigger a secure in-app payment experience via bank or payment provider apps, replacing QR codes. NFC Wallet taps can also trigger charges to a stored payment card in a customer account.

How does VTAP make NFC stored value payment easy?

Legacy technology support

VTAP readers work with RFID cards, tags, wristbands and fobs, enabling support for, and migration from, existing closed-loop payment instruments. Readers can be used to directly replace existing QR code scanners or work seamlessly alongside them.

NFC pass integration

VTAP readers work with any Apple Wallet and Google Wallet pass issuance platform that supports NFC, using the standard Apple and Google developer APIs. Many wallet pass issuance platforms and stored value providers are already integrated with VTAP technology.

Apple and Google certified

VTAP readers are fully certified for Apple VAS, Google Smart Tap and Apple ECP2 access. Security keys and application data are securely managed locally over USB or via VTAP Cloud, creating end-to-end security and peace of mind.

Which VTAP products work best for closed loop payment?

VTAP readers support a wide range of connectivity options for integration into retail, vending and kiosk environments. Our cloud connectivity products link directly to existing online systems and support VTAP reader estate management.

Boxed readers

VTAP NFC boxed readers connect directly to PCs, touch screen devices, turnstiles access gates, and access control systems, enabling easy migration alongside or instead of existing access control infrastructure.

Reader modules & boards

VTAP NFC reader modules and boards can be integrated inside existing physical access infrastructure such as turnstiles, access gates, touch screens and digital locks providing full control over physical design of the enclosure.

IP-connected readers

VTAP readers can be connected directly to online user management systems for real time centralised access decision making. VTAP Cloud also supports remote management of the reader estate, deployment of firmware updates and application-specific security keys.

Boxed readers

VTAP NFC boxed readers connect directly to PCs, touch screen devices, turnstiles access gates, and access control systems, enabling easy migration alongside or instead of existing access control infrastructure.

Reader modules & boards

VTAP NFC reader modules and boards can be integrated inside existing physical access infrastructure such as turnstiles, access gates, touch screens and digital locks providing full control over physical design of the enclosure.

IP-connected readers

VTAP readers can be connected directly to online user management systems for real time centralised access decision making. VTAP Cloud also supports remote management of the reader estate, deployment of firmware updates and application-specific security keys.